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The Housing Financial Discrimination
Act of 1977:
California Fair Lending Notice
It is illegal to discriminate in the provision of or in the
availability of financial assistance because of the consideration
of:
1. Trends, characteristics, or conditions in the neighborhood
or geographic area surrounding a housing accommodation,
unless the financial institution can demonstrate in the
particular
case that such consideration is required to avoid an
unsafe and unsound business practice.
2. Race, color, religion, sex, marital status, national
origin, or ancestry.
It is illegal to consider the racial, ethnic, religious,
or national origin composition of a neighborhood or
geographic area surrounding a housing accommodation,
or whether
or not such composition is undergoing change, or is
expected to
undergo
change, in appraising a housing accommodation or in
determining whether or not, and under what terms and
conditions,
to
provide financial assistance. These provisions govern
financial assistance
for the purpose of the purchase, construction, rehabilitation,
or refinancing of one- to four-unit family residences
occupied by the owner and for the purpose of the home
improvement
of any one to four-unit family residence.
If you have any questions about your rights, or if
you wish to file a complaint, contact the management
of this
financial
institution or:
Department of Real Estate
2201 Broadway
Sacramento, CA 95818-2500
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