South Bay Mortgage & Capital, Inc. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii, only. California Department of Real Estate Broker License #01521685. We are an Equal Housing Lender. South Bay Mortgage & Capital is not a direct lender. Palisades Mortgage Group, LLC is a California Corporation. Palisades Mortgage Group is the exclusive marketing affiliate for South Bay Mortgage & Capital, Inc. Palisades Mortgage Group is not a licensed real estate broker or direct lender. Information provided by us is kept confidential and will only be used to determine a borrower’s credit worthiness. All rates and program guidelines are subject to change without notice.